Hunting Insurance

Country Cover Club offers specialist hunting insurance cover to suit a wide range of recreational, legal hunting activities, from stalking, rough shooting and driven game through to wild fowling, pest control and much more. Every C³ membership includes:

  • £12 million Public Liability Cover

    Limit of Indemnity: £12,000,000 (£12 million) in any one occurrence.

    Indemnity is provided in respect of claims made against any C³ Member for Compensation, including Costs and Expenses incurred (with consent), as a result of accidental Bodily Injury, accidental Property Damage; or obstruction, loss of amenities, trespass, nuisance or interference with any right of way, light, air or water: caused by an event, during participation in an Insured Activity, neither expected nor intended by the Member.

  • £12 million Products Liability Cover

    Limit of Indemnity: £12,000,000 (£12 million) in the aggregate.

    Indemnity is provided in respect of claims made against any C³ Member for Compensation, including Costs and Expenses incurred (with consent), as a result of:

    1. the sale or distribution of shot or hunted game, to family, friends or local retailers in accordance with the Food Standards Agency Wild Game Guide
    2. the sale or distribution of collected honey, beeswax and/or other bee products to family, friends or local retailers, in accordance with The Honey (England) Regulations 2015
    up to a total value of £5,000 per annum and, where applicable, declared to HMRC, during the period of membership.

  • £10,000 PERSONAL ACCIDENT COVER

    Standard Capital Benefit: £10,000

    If, during the membership period, a C³ Member suffers an accidental Bodily Injury whilst engaged in an Insured Activity and such activity is the sole, direct and independent cause of the injury, which occasions disablement and or medical treatment within 12 calendar months of the accident, then we shall pay the benefits, up to £10,000, as stated in the Summary of Insurance.

    Enhanced Personal Accident Insurance of £50,000 may be purchased in conjunction with any C³ Standard Membership for an additional £9.95.

  • OPTIONAL £250,000 LEGAL EXPENSES COVER + £24.75

    Claim Limit: £250,000 in any one claim | £250,000 in any one period of insurance

    Certificate Appeal

    Costs for an appeal or representation to the Police licensing authority, court or other mandatory body following:

    • Refusal to renew your shotgun or firearm certificate.
    • Revocation of or refusal to vary your firearm certificate.
    • Partial revocation of your firearm certificate.
    • Revocation of your shotgun certificate.
    • Imposition of condition upon your firearms certificate and/or the refusal to vary conditions imposed on your firearm certificate.
    Criminal Prosecution Defence

    Costs to defend criminal legal action taken against you in relation to:

    • Possession of a firearm or shotgun without a certificate.
    • Possession of a prohibited weapon.
    • Breach of exemptions contained in Firearms Legislation.
    • The possession of an air weapon shotgun or firearm in circumstances alleged to be contrary to an exemption contained in Firearms Legislation.

    Please download the the Key Facts and Policy Wording documents for full information.

    All Legal Expenses insurance policies are supplied and administered by Side By Side Insurance and subject to the completion of a questionnaire from Side By Side to assess eligibility.

Insurance valid throughout the UK and Republic of Ireland. Cover across the European Union and Worldwide also available. Full details of all the Country Cover Club insurance benefits, including a full list of Insured Activities, can be found on the Country Sports Insurance page.

Hunting Insurance FAQ

Many of Country Cover Club's members take part in hunting activities and we often get asked the same questions. To help you ensure you have the right cover for your needs we answer some of those questions below. If you have a specific enquiry not answered below please feel free to contact us and we'll be happy to help.

  • Do I need hunting insurance?

    Whilst not illegal to hunt without insurance it is extremely prudent to ensure that you have hunting liability insurance in place. This applies if you are the hunter, a part of a hunting party or the landowner on which the hunting is taking place.

    For more information about the hunting and country sports insurances offered by C³ please visit the visit the Country Sports Insurance page.

  • Why is hunting insurance important?

    Despite the fact that accidents are rare, hunting is still a dangerous activity with a potential to cause serious harm or death. There is also a possibility of causing damage to property. No matter how much experience you have or how skilled a hunter you are, tthere are always unforseen circumstances and factors beyond your control so ensuring you have Public Liability cover (also sometimes known as 3rd Party insurance) is essential to protect yourself, and others, in the event of an accident. Even when you are not guilty of anything claims can still costs thousands in legal fees to contest with the possibility of also having to pay a settlement.

    Having insurance cover through Country Cover Club means that, in the event of an accident, not only do you have financial piece of mind but the legalities involved in resolving the claim are the responsibility of the underwriters, meaning there is very little for you to worry about.

  • What level of cover do I need for hunting?

    It is likely that you will be asked to show proof of public liability insurance by hunt organisers or the landowner where you are hunting. The level of cover that is required does vary from place to place but, on average, is £10million. Country Cover Club Master Policies provide members with £12million (£12,000,000) Public Liability hunting insurance. We pride ourselves on the fact that our P/L cover is above many of the basic insurance policies available and that we offer an optional £250,000 Legal Expenses cover to protect your shotgun or firearm certificate licence. Memberships can be easily tailored to include gun and equipment protection and other Optional Insurances.

  • How much does hunting insurance cost?

    The cost of hunting insurance varies depending on a number of factors including the level of public liability cover provided, whether equipment is covered and the length of time the cover is required. When comparing hunting insurance, make sure to take into account what is included in each of the packages you look at. Many of the cheaper options available will have an excess and do not provide levels of cover comparable to that of member organisations, such as Country Cover Club. Membership organisations tend to provide a more "all-round" insurance package including public liability, personal injury, optional legal expenses and more. There are also additional Membership Benefits to be had such as discounted rates on gun dog insurance and special offers from Country Sports suppliers and shooting grounds.

    Our goal at Country Cover Club is to provide fantastic hunting cover for a reasonable price. An annual membership with us is £32.95 and covers our members for:

    • £12 million Public Liability Insurance
    • £10,000 Personal Accident Insurance
    • Optional £250,000 Legal Expenses Insurance +£24.75

    We also offer short term cover from £18.95 and other optional extras such as Travel Extensions, Enhanced Personal Accident Cover and Gun & Equipmemt Cover so that you are only paying for what you need. To become a C³ Member please complete the application form on the Buy Now page.

  • What types of hunting can I get cover for?

    Cover can be obtained for most recreational forms of hunting.

    C³ Membership provides insurance for Hunting Game, Deer, Vermin and any other legal quarry and activities connected therewith; Stalking, Rough Shooting / Walked Up Game, Driven Game, Beating, Loading and Picking Up, Wild Fowling, Water Fowling, Vermin/Pest Control, Trapping and Humane Dispatch. All equestrian related activities are excluded.

    We also cover Sporting and Target Shooting and a wide range of other country sports. For a full list of all insured activities please visit the Country Sports Insurance page.

  • Can I get insurance for hunting abroad?

    Whether it's hunting big game in the African Savannah, boar hunting in the deep forests of Germany there's so many places to explore around the world. Some organisations offer cover for hunting abroad but not all so you will need to check which territories are included in your cover.

    Country Cover Club insurances are valid throughout the UK and Republic of Ireland. European and Worldwide Travel Extensions can be added to any membership for +£7.95 and +£12.95 respectively. This provides the full £12million Public Liability and £10,000 Personal Accident cover for participation in all Insured Activities within the selected territory, subject to all local law being complied with. All cover is subject to UK law and jurisdiction.

Members do not have a direct 'Insured to Insurer/Underwriter' relationship with the underwriters of C³'s Master Policies. Claims must be made through C³, using current claim procedures, and will be processed under policies in effect on the date of the occurrence, as per policies T's and C's.

For full details of all of the insurance benefits available to C³ members, including our master policy wording and full terms and conditions, please visit the visit the Country Sports Insurance page.

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Deer in woodland

Recommend a Friend - £5 Reward

At Country Cover Club we pride ourselves on offering great value hunting insurance combined with a friendly and helpful customer service team. As such many new members who come to us do so on a personal recommendation from an existing members. As a heart-felt thank you to those members who recommend us to their friends and family we offer up to £5 reward for every recommendation that leads to a new membership.

Find out more £5 reward for every recommendation that leads to a new membership